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Our Service to You

We will prepare and submit on your behalf all the documents required by the Deparment of Education to get you enrolled in a student loan repayment program. Our advisors will identify the best program that you qualify for and which will offer you the greatest benefits. Our services are aimed at taking the burden off of you. You relax and we do all the work!
We will keep you informed during the process providing you the peace of mind of knowing that all the work that is required is being done thoroughly and correctly.

What we do

Document Preparation and Process Management

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Find out What You Qualify for Now!

 
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Student Loan Forgiveness

You must repay your loans even if you don’t complete your education, can’t find a job related to your program of study, or are unhappy with the education you paid for with your loan.

Student Loan Forgiveness offers a great opportunity for borrowers  to repay their student loans with much more affordable payments and in certain situations have their federal student loans forgiven, canceled, or discharged.

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Income Based Payments

Most federal student loans are eligible for at least one income-driven repayment plan. Your payment could be as low as $0 per month depending on your income, number of dependents you claim and loan balance. These plans are designed to make your student loan debt more manageable by reducing your monthly payment amount with forgiveness at the end of 20-25 years.

 

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Student Loan Consolidation

A Student Loan Consolidation allows borrowers to combine all of their federal student loans into one. You will have a single lender – the U.S. Department of Education – and a single monthly payment with much more flexible payment options. You may also qualify for forgiveness or principal reduction depending on your specific circumstances.

 

 

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Types of Loan Forgiveness

  1. Teacher Loan Forgiveness
  2. Public Service Loan Forgiveness
  3. Permanent Disability Forgiveness
  • Teacher Loan Forgiveness

    If you are a teacher you may qualify for principal reduction of up to $17,500 on your loans

    The Teacher Loan Forgiveness Program is intended to encourage individuals to enter and continue in the teaching profession. Under this program, if you teach full-time for five complete and consecutive academic years in certain elementary and secondary schools and educational service agencies that serve low-income families, and meet other qualifications, you may be eligible for an upfront reduction of your principal balance between $5,000 to $17,500. Along with this upfront forgiveness or loan balance principal reduction, teachers can also qualify for full forgiveness where any remaining balance would be completely forgiven after completing 120 payments

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  • Public Service Loan Forgiveness

    If you work in the public sector, your loans can be forgiven after 120 qualifying monthly payments

    The purpose of the Public Service Loan Forgiveness Program (PSLF) is to encourage individuals to enter and continue working in public service jobs. You may qualify if you work full-time in a public service position or a non-profit organization and meet other eligibility requirements.
    The Public Service Loan Forgiveness (PSLF) Program forgives the remaining balance on your Direct Loans after you have made 120 qualifying monthly payments under a qualifying repayment plan while working full-time for a qualifying employer

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  • Permanent Disability Forgiveness

    If you are Permanently Disabled, you may qualify for Total & Permanent Disability Discharge on your Federal Student Loans

    If you have a medically determinable physical or mental impairment or are a veteran with a service-connected condition, you may qualify for a discharge, based on a total and permanent disability.
    You must provide information to the U.S. Department of Education to show that you are totally and permanently disabled.
    Your physician must certify that you are unable to engage in any substantial gainful activity by reason of a medically determinable physical or mental impairment that can be expected to result in death,has lasted for a continuous period of not less than 60 months, or can be expected to last for a continuous period of not less than 60 months.

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There are no obligations or commitments. YOUR ASSESSMENT IS ABSOLUTELY FREE
Call 954-780-8266 today to go over your options.